Jyotipunja Saving & Credit Co-operative Limited is established in 2068 BS under the Co-operative act 2048. It is registered in Division Co-operative Office Kathmandu, Nepal.

As per three pillars economic policy of nation, co-operative is considered as an important pillar. In the base of that economic policy Jyotipunja is established as per the principle of co-operative with the aim to collect the scattered money from the community and use it for the socio-financial development and prosperity of members and community that will ultimately support for the prosperity of the nation.

The co-operative is established and operated under the management of professionals, bankers, business executives, industrialist and co-operative experts.
Jyotipunja is one of the leading co-operative institution with a focus to serve low and middle-income population belonging to all age-groups with the single-minded objective of meeting their diverse financial requirements.

Jyotipunja provides its services from three different locations. The co-operative has corporate office in New Baneshwor, Kathmandu and service centers in Kumaripati and Gothatar.

The Co-operative guarantees continuous service, absolute security and profitable return for our valuable members and depositors.